Estimate your tax, pay each instalment on time, and avoid interest under sections 234B and 234C.
If your tax for the year, after TDS, is likely to cross the threshold, the law expects you to pay it in instalments during the year rather than all at once with your return. We estimate your liability, tell you how much to pay on each date, and help you pay the challan correctly so interest does not pile up.
Advance tax is "pay as you earn" for people whose income is not fully covered by TDS: business owners, professionals, landlords, investors with capital gains, and salaried people with substantial other income. Under section 208, every person whose estimated tax liability for the year is ₹10,000 or more after TDS must pay advance tax; resident senior citizens without business income are exempt.
We prepare an estimate based on your year-to-date income, update it after each quarter, and compute the instalment due. Payment is made through the e-pay tax facility on the Income Tax portal or the bank-based challan route, and the BSR code and challan serial number are recorded so that the credit appears in Form 26AS. Capital gains and one-off income are handled in the instalment that follows their receipt.
You may need it if any of these describe you.
Accurate instalments keep you clear of the interest under section 234B and 234C.
Tax is spread over the year rather than falling due as a lump sum at filing.
We revise the estimate after each quarter when your income actually moves.
We make sure the payment is under the correct assessment year and tax type (100) so credit is not lost.
Gains on shares, mutual funds or property are accounted in the instalment due after the transaction.
You get reminders before each date with the exact amount.
Four instalments for those with non-presumptive income.
A single instalment for the whole amount by 15 March.
Instalments for companies, LLPs and partnership firms on the same cumulative schedule.
Planned payment after the sale, to remove 234C interest for gains that arise late in the year.
Keep these ready to avoid delays. Send scans or photos over WhatsApp - never share passwords or OTPs.
Plain-English notes. Always verify against the official notification.
| Section / rule / form | What it means |
|---|---|
| Section 207 and 208 | Liability to pay advance tax arises when estimated tax payable is ₹10,000 or more after TDS. |
| Section 211 | Instalment dates and cumulative percentages for non-presumptive taxpayers; presumptive taxpayers pay in one instalment by 15 March. |
| Section 234B | Interest at one per cent per month where advance tax paid by 31 March is less than 90% of the assessed tax. |
| Section 234C | Interest for deferment of an instalment; special relief where capital gains or similar income arises after the due date. |
| Section 140A | Self-assessment tax payable at the time of filing for any balance tax. |
| Income-tax Act 2025 | FY 2025-26 follows the 1961 Act; for tax year 2026-27 the equivalent provisions of the 2025 Act apply with the same instalment structure unless notified otherwise. |
Statutory dates can be extended by notification - check the official portal before relying on them.
| Activity | Due date |
|---|---|
| First instalment: at least 15% of advance tax | On or before 15 June |
| Second instalment: cumulative 45% | On or before 15 September |
| Third instalment: cumulative 75% | On or before 15 December |
| Fourth instalment: cumulative 100% | On or before 15 March |
| Presumptive taxpayers (44AD/44ADA): full amount | On or before 15 March |
Plans from our Individual Tax Pricing list. Government charges and GST are shown separately.
18% GST extra on professional fees
+ 2 more in this plan
18% GST extra on professional fees
+ 2 more in this plan
18% GST extra on professional fees
+ 2 more in this plan
18% GST extra on professional fees
+ 2 more in this plan
| Feature | Salary & Pension | Capital Gains | Business & Professional | NRI & Foreign Assets |
|---|---|---|---|---|
| Salary / pension income | ||||
| Capital gains workings | ||||
| Business / professional income | ||||
| Foreign assets schedule | ||||
| Old vs new regime comparison | ||||
| Loss carry-forward review | ||||
| Support call after filing | 1 call | 2 calls |
We never mark up government payments.
Starts at ₹799 per instalment (estimate plus payment support); full-year packages for businesses are quoted separately. 18% GST extra.
No government fee for paying advance tax. The tax itself and any interest under sections 234B/234C are payable as computed under the Act.
Bank or payment gateway charges, if any, are borne by you.
What you receive from us.
Anyone whose estimated net tax liability after TDS for the year is ₹10,000 or more. That includes salaried people with large other income. Resident senior citizens who do not have business income are exempt.
Presumptive taxpayers under 44AD or 44ADA can pay the entire advance tax in one instalment on or before 15 March, rather than four.
Interest under section 234C is charged on the shortfall for the months it was unpaid. You can pay the shortfall late and reduce further interest, but cannot undo the interest already accrued.
Yes. Tax on gains that arise after an instalment date can be paid in the remaining instalments of the year, and no 234C interest is charged for earlier instalments on that income if you pay it in the next due instalment.
In Form 26AS and AIS under "Details of Tax Paid" within a few days of payment. We check it and keep the challan for ITR.
Yes. Advance tax is required only on tax not already covered by TDS and TCS, which is why the instalment amount can be lower than total tax.
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