Tax Calculators

TDS Calculator

Calculate TDS on common payments (salary excluded) at standard rates.

Enter your details

Nature of payment (TDS section)Salary (section 192) is excluded - use the Salary Tax Calculator.

Amount of this payment

₹

Excluding GST if GST is shown separately on the invoice.

Total paid to this payee in the year, including this payment

₹

Used to test the annual threshold. Enter the same as the payment if it is the only one.

Payee typeMatters for 194C and 194D.

Payee is a senior citizen (for bank interest)

Payee has furnished a valid PANWithout PAN, section 206AA requires TDS at the higher of 20% or twice the rate (5% for 194O / 194Q).

Override rate % (optional)

Use for a lower-deduction certificate (section 197) or if the rate has changed. 0 = use the standard rate.

Estimate only. Results depend on the inputs and the rules and rates described below. Verify with the official source or a professional before filing or investing; this is not tax, legal or investment advice.

How it is calculated

TDS = amount on which TDS applies × rate. TDS applies only when the payment (or the year's aggregate, depending on the section) crosses the threshold. If the aggregate crosses the limit during the year, TDS is deducted on the whole amount at that point. Without PAN the rate becomes the higher of 20% or twice the normal rate (section 206AA).

Worked example

Professional fees of ₹1,00,000 paid to a firm that has given its PAN, section 194J(b): threshold ₹50,000 crossed, rate 10%, TDS = ₹10,000, net payable ₹90,000. For a contractor payment of ₹50,000 to an individual under 194C: single bill above ₹30,000, rate 1%, TDS = ₹500.

About the TDS Calculator

Calculate TDS on common payments (salary excluded) at standard rates. This free tax tool runs entirely in your browser: nothing you type is sent to a server, and you can save, print or download the result.

What you need to enter

You will be asked for nature of payment (tds section), amount of this payment, total paid to this payee in the year, including this payment, payee type, override rate % (optional). Optional switches: payee is a senior citizen (for bank interest), payee has furnished a valid pan. Fields marked * are required. Every field shows a hint and the allowed range.

How to use it

Fill in the inputs (sample values are pre-filled so you can see how it works).
Press Calculate to see the result, breakdown and chart.
Use Print, Download PDF or Share to keep the result, or come back to it from your saved history.

Who it helps

Salaried individuals, business owners, investors and professionals who want a quick, transparent estimate before they file, invest or plan. If your case has special facts, our team can review it - ask for a consultation.

Results are estimates based on the rules and rates described under "How it is calculated". Laws change and individual facts differ, so confirm with official sources or a qualified professional before acting. This is not tax, legal or investment advice.

Frequently asked questions

Is GST included in the amount for TDS?

If GST is shown separately in the invoice, TDS is deducted on the amount excluding GST (CBDT Circular 23/2017). If GST is not shown separately, TDS applies on the whole invoice value.

What if the payee does not give a PAN?

TDS is deducted at the higher of the normal rate, twice that rate or 20% under section 206AA. Collect PAN before the first payment to avoid this.

When should TDS be deposited?

By the 7th of the next month for most deductors; for March the due date is 30 April. Quarterly TDS returns are filed in Form 26Q and a TDS certificate (Form 16A) is issued to the payee.

Are these rates final for the year?

Rates and thresholds change through the Finance Act. Use the override field for a section 197 lower-deduction certificate, and confirm the latest chart on incometax.gov.in.

Need help beyond the calculator?

Talk to our tax and compliance team for advice based on your documents.

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